First deal closing/ insurance problem

[Kevin Allen]

Ok, so I'm closing on my first deal this week. House is costing 62500. Total I will have about 80000 in it when it's all said and done and it should value at about 110000-120000. My insurance agent is saying he can't do replacement cost and he can only go to about 75000 cost insurance. Age of house being a factor. Should I just shop around? I'm not real comfortable having 75000 on a house I 80000 invested into. Especially on my first deal. This will be a buy and hold.