Choosing a screening provider: SmartMove vs. Cozy vs. ?

[Andy W.]

I want to run background & credit checks on potential tenants, and I'm trying to choose between Transunion's SmartMove vs. Cozy's Tenant Screening.

I expect many here are partial to SM as they appear to have been a BP sponsor in the past, but does anyone have experience of both? I'm leaning toward Cozy so far simply because I feel they have a more professional-looking interface.

Also, how do you typically initiate the process with people who want to apply? Give them the web address of your application page (as in Cozy) or collect their email address and send them a link (as in SmartMove)?