Liability Coverage for Tenant Mold Health Issues?

[Henrick Sorenson]

Greetings and thanks for the podcast! This looks like the place to be.

Do any landlords here have insurance policies that cover personal liability with regard to tenant mold health issues. Maybe as an added option to your coverage?

I've been doing my best to shore up my liability--purchased an umbrella policy and considering an LLC. Not to mention I make every effort to document and stay on top of maintenance.

But for now, it seems like mold litigation is a hot bone of contention and my current policy does not cover anything to do with mold. I'm with Allstate, and my property is in the wet Washington State. 

Any ideas to protect against this grey area?

Regards,

Henry