Fixing tenant induced damage that is not covered by insurance

[Deddy W.]

Hello people of BP,

I have a 4-plex in Mesa AZ that is two-storied. One of the second floor tenant installed tile floor on her unit - as the result, the floor bowed down due to the weight of the tiles. I tried to file a claim to my insurance company, but they call it as "wrongful installation" thus denying the claim.

How do you deal with situation like this? Do you ask your tenant to contribute? I got an estimate from my property manager that the cost of repair will be north of $1.5K >__<.

Thanks!

Deddy

[Tom Yung]

@Deddy W. 

Contact a local home inspector, there should be plentiful in Meza.

Get them to check on this specific issue. 

Just as @Account Closed  & @Matthew Paul suggested, you do not need further liabilities from your second floor tenant fell through the floor & hit the guy on the first floor.