Buying a Duplex as first property

[Barshay Graves]

How do rules such as the 50% rule and others change when one is trying to become owner occupant of a duplex unit? Also how much ROI should one expect if they are only covering one part of mortgage and the tenant the other?

[Jean Bolger]

Of course, in the short run you also have to look at how the investment will effect your bottom line in terms of your housing costs. This can make a huge difference when you're starting out. Saving several hundred a month on your housing can get you into your next investment property all the sooner. Or help you get your debts paid off - - or whatever. The numbers are very important, but when it's also your home there are many other things that are valid considerations too.

I also started w/ a duplex. Saved me tons of money on rent/mtg payments, and I sold it for a big profit 12 yrs later :)