Any red flags here ?

[Raj Kumar]

Hi, I am the first time landlord and this is my very first property for LTR. I just listed a new construction single family home for rent, and I signed the lease with one of the application and lease starts from end of October.

The vetting process i did was, Zillow credit report has 745 credit score, 100% payments, no debt and under 10% credit utilization and no loans. No evictions or court orders in background check. Valid Drivers License - address matching with credit report and paychecks. Met with the person for showing as well, single parent moving in with 3 kids. Attached Paychecks and rent to income ratio looks OK.

Concerns are:

Previous landlord references was fake i guess, provided some textmail/voip phone numbers, when called no one answers. Same thing with Employer contact details - textmail call number, no one answers.

when I called, mentions phone number provided in the rental application is not going to valid anymore and call back from a different number.

That person mentions don't have a bank account and would ask someone to zelle the security deposit. (who wouldn't have bank account these days)
Employer name didn't displayed in the credit report.

Not sure, if any of the concerns are red flags ? OR am I thinking more ?
Since we both already signed the lease and it about to kick-in at end of October 2023, anything more can be done ?

Can any experienced people offer your insights ? greatly appreciated.

[Nathan Gesner]

Quote from @Raj Kumar:

no time to read all the responses, so maybe you already have the answer.

I would terminate the lease immediately. You are under no legal obligation to rent to someone with a falsified application. My application is very clear that providing false or incomplete information on an application may result in termination of the lease.

I would tell them immediately. I would refund their deposit, send them a written notice of cancellation, then block their email and phone number. Period.