Service Line Insurance coverage?

[Wendy Man]

Is it worth getting the endorsement for service line coverage on the dwelling insurance (e.g. for water supply, gas supply, sewer) in the Twin Cities metro area?  An example at: https://www.amfam.com/insuranc...

[Joe Funari]

@Wendy Man I normally don't recommend home warranties for rental properties. Have you considered getting specific home warranties for your water supply, gas supply, sewage lines, etc? I personally have used HomeServe https://www.homeserve.com/en-u... for such coverage's. You can pick and choose which coverage you want. The monthly rates are very reasonably priced. I had a sewage line break. They addressed it quickly and saved me thousands if I had to pay out of pocket.