Thoughts on mortgage forbearance?

[Stephen Spradley]

Morning BP,

Recently I’ve seen an uptick in people advocating applying for mortgage forbearance simply for the fact that putting off paying a mortgage for a year can obviously help speed up savings and other financial goals. Supposedly it is extremely simple and has no long term repercussions on credit or anything. Seems a bit out there, but I’m interested in hearing the communities thoughts on this.

Thanks!