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Updated over 6 years ago,

User Stats

55
Posts
12
Votes
Douglas Pollock
  • Rental Property Investor
  • Tampa, FL
12
Votes |
55
Posts

Safe withdraw rent vs rental income

Douglas Pollock
  • Rental Property Investor
  • Tampa, FL
Posted
While listening to financial independence podcasts I picked up on some interesting info. For example, Dave Ramsey advises people their investments will grow at 12%, and they can safely withdraw at a rate of 8%. While I think Dave has some great points about the risks of debt, I’m gathering that his math is seriously lacking. There’s a lot of debate regarding safe withdraw rates, but most reputable sources advise somewhere around 4% as a safe rate for 30 years of retirement. One FIRE (Financial Independence, Retire Early) podcast expert states that 3.5% is a reasonable withdraw rate for retiring early. When it come to Real Estate, what do I need to consider about my rental property as I move into retirement? Are there any equivalents to withdraw rates, and expected growth rates.