What are your biggest personal finance pain points?

[Chandan Lodha]

What are your biggest pain points with personal finance? What problems do you have that you wish someone would solve?

Some of mine are:
- Splitting recurring expenses with roommates (e.g. rent, utilities, internet, etc.)
- Figuring out how to invest my money and how much to save
- Figuring out what to put into retirement savings (e.g. 401k)
- Setting up a budget and adhering to it