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Updated almost 8 years ago,
Hello Secured Credit Card question
Ok so I think I pretty much understand how to use my credit. For best results use only 10% of the credit limit every month and pay it off in full once I get my statement. I also have a credit building loan for 1k from selflender. Paying on my car loan as well.
I have 1,000 credit limit, can I also boost my credit by adding 500-1000 of my own money?
Also, how many points do you think my credit will jump this year if I stay consistent on my payments?
Also any suggestion on how to optimize my credit to be on the trail to perfect credit?
Thanks in advance,
Austin