I got greedy and Credit scores dropped guess I over did it.

[Red Brown]

     I don't know a lot about scores.     My lowest credit score usually is in  750's +

 In the past six weeks  I picked up three new credit cards and some the month before.

   I have been searching for bargain properties.    Thought I would get an extra half dozen credit cards on hand with 0% for 18 months 

Thinking I could cover any major calamity with them and maybe get a cheap property or two using them and still stay under 25% usage before getting a loan.

Currently My credit utilization is 11%,

Just hit with 7 inquiries from getting credit cards

  We moved several months ago if that matters 

No late pays

  Today my  lowest score was 686 all three dropped.

I would guess its all the new credit hurting me

Any idea on time limit for scores to go back up?

if I get a loan don't want a higher rate.

[Richard Dunlop]

When you pull your own Credit Report multiple times

it bumps off the inquires  from TU and EQ but not from EX

Little known fact. 

Also look at your individual cards if one of them is high

utilization it can dramatically lower your score even if overall

your percentage is proper