Should I give up the company match?

[Eleena de Lisser]

My employer offers a generous retirement plan: 4% company contribution (regardless of whether or not employee contributes) PLUS a 5% company match. In other words, a total of 9% from the employer if the employee contributes 5%. All of this would be in pre-tax dollars.

My question to the BP forum is this: Would you stop contributing pre-tax dollars to your retirement plan (and give up the 5% company match) to open and fund a Roth? Stopping your contributions to the company's conventional 401k would be a temporary move. Just long enough to put the $5,500 in the Roth annually. I like the idea of having a Roth SDIRA for real estate investing.

Your thoughts?