Low credit score for cash out refi

[Saman Jafari]

Hey folks, I’m in the process of refinancing a couple of properties I have. However i made a mistake and opened a couple of credit account and it lowered the credit score drastically that the qualifying score is 703 because the avg age of credit cards reduced. Now I have to pay 3 points . Wanted to pick brains of folks who experienced the same situation and get some suggestions. Tia!