Am I able to get a DSCR Loan?

[Hyeseong Park]

I don't have great income to prove and the house has been seasoned for only 6 months so I feel like I should go with DSCR. could anyone help me if I can get a DSCR loan for this? If so, how long does it usually take to close? And I also want to know usually if the upfront fee is only appraisal fee for this case. What is my debt to income on this?

here is my scenario.

-Purchase Price: $59,000 (but I flipped this house after buying it so now it can be worth between 140~150k based on my realtor) . It is in PA.

-Rehab price: $25,000

-Market Rent: $1,200

-Property Taxes: $1,324

-Annual Insurance premium: $1,200

-HOA fees: N/A

-Number of units: 1 single-family house

-Estimated Credit Score: 690-700