401k w/ 6 year vesting schedule

[Shane Elias-Calles]

Hello Everyone,

My employer is currently offering me a 401k plan with a 3% match, the only problem is that the vesting schedule does not recognize 100% of the company's match until 6 years has passed. There is some hesitation on my part to think if i leave before the 6 year mark then I could have achieved better returns outside of the 401k. Anyone have thoughts on this?