Need Help Finding A Lender! Cincinnati, OH

[Daniel Wetherill]

Hey BP Family, 

For the past 6 months I have been analyzing many properties through BiggerPockets Rental property calculator and my own personal excel sheet made with the help of one of my mentors.  Since then I have found a few properties that I am willing to make an offer on but need a pre-approval and proof of finances.  I have more than 25% of cash on hand for down payment and a credit score above 720.  My presentations are good but all the banks keep telling my that my debt to income ratio "isn't where they want it to be"...and they will not take the income the property will produce to offset the debt.  

Does anyone know of a lender in the Cincinnati, OH area that is willing to work with an ambitious young investor, who is looking to build a long investing relationship? 

Open to any other advice as well!

[Daniel Wetherill]

To clear up that cash on hand amount...I have 25% of the property's price in cash, on hand. 

[Sean Richway]

@Daniel Wetherill  What is the purchase price range and rehab cost range you are looking at?

[Jeff Lezark]

We offer loan programs in Ohio for your situation. PM me for details.

[Nick Denning]

We lend Nationwide...Willing to help!  PM me or email direct.  Thx

[Craig H.]

Daniel I'm in Cincinnati as well. I have some lender contacts for you. I have my first multi-family under contract. I'm 24, sounds like you're in a similar scenario as I was. Send me a message.

[Darrin Carey]

@Daniel Wetherill We're your answer for financing. While we can and do lend in most states, we focus on Dayton, Cincinnati and those areas close to us.

And because we are long term investors in the local market, we can help you integrate your finance needs into your overall real estate business and real estate acquisition plan.

[Anthony Dadlani]

Daniel, 

We would be happy to assist ! 

Best of luck in all your endeavors