Hard money loans for manufactured homes

[Derek Lovett]

I'm currently flipping two properties in 55+ land owned mobile home parks in north San Diego county. I have had trouble lining up affordable hard money loans. As soon as a lender hears "manufactured home" I'm shut out. The new manufactured homes use a permanent foundation and are legally real property when they are completed. I found a lender nearby that will loan on manufactured homes, but I'm paying a large percentage in brokerage fees. There are a tremendous number of opportunities in the older land owned parks. Any ideas on where to find cost effective lenders for manufactured homes?