🏡 Hard Money vs. DSCR Loans – Which One Fits Your Rental Strategy?

[Stevan Stojakovic]

We just dropped a new video that dives into a question every investor eventually faces:
Should you fund your next rental property with a hard money loan or a DSCR loan?

It’s not just about rates or terms, it’s about using the right tool for the job.
This isn’t theory. We break it down with real-world strategy, including:

• When to use hard money for value-add speed
• When DSCR is the better move for long-term holds
• How smart investors use both to scale and refinance

Plus, we explain how to qualify for each and where most investors go wrong.

📽️

If you’re buying rentals, flipping to rent, or building a portfolio, this one’s for you.

Need a lending partner who can help with both?
Apply now at phoenixfunded.com - we structure real-world lending strategies, not cookie-cutter products.

Which one are you using right now, hard money or DSCR? Let's talk.