Looking for commercial financing solution on an unique residential property

[Michinori Kaneko]

Hi, 

I am in contract to purchase a SFH which was converted into a boarding house. Basically it was a 4B2B house which was converted into 5 bedroom apartment, where the rooms are rented out individually. I had DSCR lender (to whom I disclosed the situation upfront) who just told me (after I paid for appraisal and wasted several weeks) that no DSCR lender would lend for this type of property, which I don't understand why since student housing can be funded via DSCR and this is a very similar concept.

In any case, if DSCR is not an option (or maybe i just need a better DSCR lender), I need a different option for financing but I need a commercial loan because I do not want the loans to show up on my personal credit. The property will be purchased by a single member LLC (which I am the sole owner). Please let me know if there are any leads in someone who could work out a lending option for scenario like this. Thank you for your help in advance!