Low FICO score equity loan

[Christine Edwards]

Hi,

I ended up having to finish a rehab of my home with my credit cards and they are now maxed out.   I didn't realize that maxing out my credit like I did would drop my credit score so much.   It went from a 746 to a 629 over the summer.

I am looking for an equity loan to consolidate the majority of my debt.  

Home value $300,000

First Mortgage $116,000

Looking for $100,000

DTI before the new $100,000 loan is .30

I don't have any late payments or anything on my credit

I make more than enough money to qualify.  

If this is something you can do, or if you have an idea how I can get myself out of this predicament, please reach out.  

Thank you in advance for any help/solution you can provide

Christine