Best Chicago DSCR Loans: Easy Street Capital - DSCR Rates Starting at 5.99%!

[River Sava]

Why is Easy Street Capital the BEST DSCR Lender for real estate investors in Chicago?!

👉EASY Qualification!

✅No DTI (Debt-To-Income) Requirement
✅No Tax Returns Required
✅No Income Verification

👉Flexible Structure

✅ Borrow through an LLC, individually or with Partners
✅Invest in High-End Properties, >5X higher limits vs. conventional ($3.5M vs. $647k 2022 max loan amount)
✅No Concentration Limits (Conventional - Freddie/Fannie - hard limit at 10 loans)

👉Industry Leading Rates and Terms

✅Rates Starting at 5.50%
✅30-Year Fixed Rate Terms (10 Years Interest Only Available)
✅Multifamily and Mixed Use up to 10 units

👉Most Aggressive Min/Max Metrics

✅No Minimum DSCR (sub 1.00x OK)
✅620 Minimum FICO
✅Up to 85.0% LTV

👉BEST for Short Term Rental Investors

✅ Qualify with AirDNA Projections
✅Up to 85.0% LTVs
✅Tertiary / Vacation Markets OK

👉BEST for BRRRR Investors

✅ Close in 48 Hours no Appraisal Required (beat Cash Offers)
✅ Up to 100% of your investment returned in as little as 3 months
✅Refinance 70% of ARV (3-6 months) or 75% of ARV (6+ months)

Ready to Get Started or Learn More about investing in real estate in New Jersey?
DM Me and lets talk!

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[River Sava]

Quote from @Jonathan Klemm:

Hey @River Sava - I'd love to give you all a try!  We fix and flip properties in the city.

Just curious, what makes Easy Street Capital the best DSR lender in Chicago?

Do you have a local presence that understands the unique neighborhoods and even blocks that Chicago has?  Having a lenders underwriting to back up ours is super important to us!

Hey Jonathan, thanks for the comment! We offer DSCR loans in Chicago, but not purhcase and rehabs. Do you purchase turnkey properties and/or refi instead of flip? If so, shoot me a DM I would love to connect further!

Here are our geos for fix and flips: Nationwide (except for the following markets: LA, MN, MO, NV, NY, SD, ND, Baltimore, Chicago, Detroit, Inner City NJ)