Best New Jersey Investment Property Loans (Hard Money / DSCR) - Easy Street Capital!

[Robin Simon]

Easy Street Capital is proud to be a leading private lender for The Garden State! We offer industry leading Hard Money and DSCR Loans for every type of New Jersey Real Estate Investor. Easy Street Capital is the investment property loan provider for real estate investors of all experience levels and specialties, including popular strategies such as Short Term Rentals, Fixing and Flipping and the BRRRR Method! Our New Jersey DSCR Loans are perfect rental loans for the long-term real estate investor looking for cash flow. Our New Jersey Hard Money Loans are ideal for renovators looking to add value through rehabs or ground-up construction!

Check out the rest of this New Jersey Investment Property Loans page for all the information you need on our loan programs. Check out recently funded rental loans, information on all of our loan programs, FAQs, market analysis and more!

Real Estate investors looking for cash flow and appreciation are headed to New Jersey to build rental portfolios. The Garden State is a current favorite of real estate investors due to many factors including a strong and stable economy, a growing and highly education population with a healthy demand for housing! Easy Street Capital is proud to be a leading provider of investment property loans for real estate investors looking to build rental portfolios in New Jersey!

Types of Investment Properties in New Jersey

When it comes to real estate investing in New Jersey, there are a variety of markets and types of investment property loans to choose from. New Jersey has plenty of older properties in need of renovators to restore them to rent-ready status. For investors adept at rehabbing older properties, hard money renovation loans are a perfect choice! These investment property loans allow you to buy a property quickly and finance your rehab costs as well! Once you are done, you can either “flip” the property for a quick return or pursue the BRRRR Strategy byrenting it out and then refinancing into a long-term, low-rate DSCR loan!

EasyFix EasyRent

Long-term DSCR Loans are also great for investing in turnkey rental properties. Turnkey refers to properties that are already rent-ready and require no renovations. Move-in ready single family homes and multi-unit properties (such as duplexes or triplexes) are great for cash flow and price appreciation. Most DSCR Loans are fixed rate for thirty years, locking you into a fixed interest rate for the long-term. While, if historical patterns continue, rents and appreciation increase steadily each year. Bottom line, debt costs stay the same while cash flow increases!

New Jersey: Landlord-Friendly State

In terms of regulation, New Jersey is considered a landlord-friendly state. Owners of rental properties, such as typical DSCR Loan borrowers, are secure investing in the state. Unlike some other states, New Jersey does not have any form of rent control. This means rental property owners are free to set rents at whatever level the market will bear, giving them the flexibility to maximize rents and cash flow.

In addition, if a tenant fails to pay rent or violates the terms of their lease, New Jersey rental property owners can begin the eviction process relatively quickly. For example, landlords can serve a tenant with a “5-day notice to quit” if they fail to pay rent. After just five days, the landlord can file a complaint for eviction in court. This provides landlords with a legal recourse to promptly address tenant issues, ensuring they can maintain the profitability of their investment.

Overall, New Jersey is a landlord-friendly state that offers many advantages for investors interested in rental properties. With its favorable rental market conditions, landlords can enjoy the freedom to set rents at market rates and take necessary actions to protect their investment.

Where To Invest In Real Estate In New Jersey

New Jersey is a favorite market for real estate investors because despite its small size, it has many options. There are varying markets that offer great potential for each type of real estate investor. Newark is the state’s largest city and is historically notable, one of the first cities in the United States! Jersey City is the second most populous city and an important city for waterfront transportation. New Brunswick is home to Rutgers, as well as being a commuter city to New York City. Hoboken is a fast-growing market in Hudson County and is a major hub for transportation into the city. Finally, Cape May, known as the “Queen of Seaside Resorts,” due to its stunning costal beauty, is the perfect place for a weekend getaway.

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Are you a Property Manager, Full-Scale Mortgage Broker (including Conventional, Non-QM) or Investor-Friendly Real Estate Agent in New Jersey? We are looking for trusted professionals in New Jersey to refer our investor borrowers too! Comment or DM me to discuss, and we can potentially feature you on our website!