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Robin Simon
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Best North Carolina Investment Property Loans (Hard Money/DSCR) - Easy Street Capital

Robin Simon
Pro Member
#3 Private Lending & Conventional Mortgage Advice Contributor
  • Lender
  • Austin, TX
Posted

Easy Street Capital is proud to be a leading private lender for The Tarheel State! We offer industry leading Hard Money and DSCR Loans for every type of North Carolina Real Estate Investor. Easy Street Capital is the investment property loan provider for real estate investors of all experience levels and specialties, including popular strategies such as Short Term Rentals, Fixing and Flipping and the BRRRR Method! Our North Carolina DSCR Loans are perfect rental loans for the long-term real estate investor looking for cash flow. Our North Carolina Hard Money Loans are ideal for renovators looking to add value through rehabs or ground-up construction!

Check out the rest of this North Carolina Investment Property Loans page for all the information you need on our loan programs. Check out recently funded rental loans, information on all of our loan programs, FAQs, market analysis and more!

Real Estate investors from all around the country are making their way to North Carolina to establish rental property portfolios. The Tar Heel State has become a popular choice among real estate investors due to several compelling reasons. These factors encompass a robust economy, reasonable property prices, and consistent rental yields! At Easy Street Capital, we take pride in being a prominent source of loans for rental properties, catering to real estate investors interested in developing rental portfolios in North Carolina!

Types of Loans for Investment Properties

When it comes to real estate investing in North Carolina, there are many markets and types of investment property loans to choose from. For investors that like to get their hands dirty, rehabbing run-down properties, hard money renovation loans are a perfect choice! These loans allow you to buy a property quickly and finance your rehab costs as well! Once you are done, you can either “flip” the property for a quick profit or pursue the BRRRR Strategy by renting it out and then refinancing into a long-term, low-rate DSCR loan!

Long-term DSCR Loans are also great for investing in turnkey rental properties. Turnkey refers to properties that are rent-ready and require no renovations. Move-in ready single-family homes and fully furnished short term rentals are great for cash flow and price appreciation. Most DSCR Loans are fixed rates for thirty years, locking you into a fixed interest rate for the long-term. While, if historical patterns continue, rents and appreciation increase steadily each year. Bottom line, debt costs stay the same while cash flow increases!

Real estate investors in North Carolina appreciate the market’s advantageous feature of no prepayment penalties, allowing them the freedom to refinance without any financial constraints. Although some lenders may adjust interest rates slightly higher to accommodate this flexibility, the ability to refinance presents a significant advantage for investors seeking greater financial freedom.

Where To Invest In Real Estate In North Carolina

North Carolina boasts a diverse array of enticing real estate investment opportunities across its vibrant cities. Among these, Charlotte stands out as a bustling metropolis, offering a multifaceted economy and a continuously expanding population that captivates investors. Along the coast, Wilmington beckons with its coastal charm and strategic location. Salvo, with its serene coastal beauty, presents a unique investment prospect.

In the heart of the state, Raleigh shines as the capital, boasting a thriving population and economic landscape. Fayetteville holds its own as a dynamic city with military influence and growth potential. Greensboro, a hub of activity, offers a mix of urban amenities and suburban tranquility. On the Crystal Coast, Emerald Isle’s allure draws both tourists and investors. Lastly, nestled in the mountains, Asheville’s charm and cultural richness provide a distinctive investment opportunity in North Carolina.

Read The Full Article Here!



Are you a Property Manager or Full-Scale Mortgage Broker (including Conventional, Non-QM) in North Carolina? We are looking for trusted professionals in North Carolina to refer our investor borrowers too! Comment or DM me to discuss, and we can potentially feature you on our website!

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    Recent Easy Street Capital North Carolina DSCR Loan Fundings!

    💵Just Funded💵🏖️AirBnBRRRR🧊
    $322,500 Cash-Out Refinance Rental Property Loan (DSCR Loan) on a STR in Charlotte, North Carolina! This investor rejuvenated this Charlotte residence with a >$50k renovation, now up and running on airbnb - 30-year fixed rate financing locked in 🔐! via @River Sava

    💵Just Funded💵
    $161,000 Cash-Out Refinance DSCR Loan on a Single Family Rental in Enfield, North Carolina! Investor takes some cash out of this rental property previously owned "free and clear" to finance his next purchase. Retains cash flow (1.22x) after the refi!

    💵Just Funded💵
    $175,000 Acquisition DSCR Loan on a Single Family Rental investment property in Selma, North Carolina! Pair of investors utilize a LLC to purchase this SFR to continue building a real estate portfolio of cash-flowing conservatively leveraged rentals!

    💵Just Funded💵
    $159,000 DSCR Loan on a Duplex in Salisbury, North Carolina! Salisbury is home to two historic colleges. Catawba College (founded in 1851) & Livingstone College (founded in 1879). + the famed cherry-flavored soda "Cheerwine" was introduced in Salisbury in 1917!

    💵Just Funded💵
    $125,250 Acquisition DSCR Loan on a duplex investment property in Burlington, North Carolina via @Zach Edelman! After executing on a cash-out refinance on an existing rental, this investor uses the freed up capital to expand the portfolio - adding a 2-unit!

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    More North Carolina DSCR Loans funded by Easy Street Capital!

    💵Just Funded💵
    $165,000 Rate-Term Refinance Rental Property Loan on a cash-flowing duplex investment property in Salisbury, NC! Both units fully-rented at under-market rent - still qualifies with solid cash flow PLUS room to increase rents over time (30-yr fixed locked in🔒!)

    💵Just Funded💵
    $165,000 Rental Property Loan on an investment duplex (2⃣-unit rental) in Salisbury, North Carolina! Another DSCR Loan for this investor piling up multiple cash-flowing rental duplexes in Salisbury - building a cash-flowing portfolio!

    💵Just Funded💵
    🏖️Short Term Rental Loans🏖️
    $442,425 Acquisition DSCR Loan on a Short Term Rental investment condo unit in Emerald Isle, North Carolina! Emerald Isle is a town on Bogue Banks Island, part of North Carolina's Crystal Coast with access to the Atlantic Ocean!

    💵Just Funded💵
    $496,000 Purchase DSCR Loan on a Single Family Rental in Wilmington, North Carolina! Easy Street Capital continues to help real estate investors achieve financial freedom through real estate investing with DSCR Loans - only 20% Down and an unbeatable 7.375% interest rate!

    💵Just Funded💵🧊BRRRR🧊
    $208,000 Cash-Out Refinance DSCR Loan on a Single Family Rental in Charlotte, North Carolina! Investor scooped up this 1945-vintage property last year and has fully renovated back to "like-new" (per appraisal) condition - rented and refinanced!

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    User Stats

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    Robin Simon
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    Robin Simon
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    More Easy Street Capital North Carolina DSCR Loans!

    💵Just Funded💵
    $238,500 Asheville Acquisition DSCR Loan. A cash-flowing duplex, real estate investor takes the next step on the road to #financialfreedom with her second rental property. The property is located near downtown Asheville and should be a great rental for years to come! via @Zach Edelman

    💵Just Funded💵
    🌄Short Term Rental Loans🌄
    $304,250 Acquisition DSCR Loan for a Short Term Rental purchase in Waynesville, North Carolina. Investing partners team up to buy a great vacation home near Asheville that should thrive under the hands of an experienced local operator. AirDNA projects $45k in annual earnings, making this a steal!

    💵Just Funded💵
    🌄Short Term Rental Loans🌄
    💰Cash-Out Refinance💰
    $277,500 Cash-Out Refinance on a Short Term Rental in Barnardsville, North Carolina in the Asheville, NC MSA. Great vacation spot for hiking and outdoor activities, area is known for Douglas Falls and Zipline Forest Adventures! via @Zach Edelman

    💵Just Funded💵
    💰Cash-Out Refinance💰
    $720,000 Cash-Out Refinance DSCR Loan on a Duplex in Asheville, North Carolina! Diversified Real Estate Pro (Licensed Real Estate Agent, Property Manager and Investor in Rentals) takes big cash out of this rental to secure capital for upcoming opportunities!

    💵Just Funded💵
    $240,310 DSCR Loan for a SFR Acquisition in historic Hendersonville, North Carolina, 25 miles from Asheville. Savvy local borrower locked in a great price on the purchase and locked in 30-yr fixed rate financing to boot.

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    More North Carolina Hard Money Loans and North Carolina DSCR Loans funded by Easy Street Capital!

    💵Just Funded💵
    🧊BRRRR Loans🧊
    $945,000 Hard Money Loan for the first two stages of the BRRRR Method (Buy->Rehab->Rent->Refinance->Repeat) in Topsail Beach, North Carolina! Easy Street is a full-service flexible lender - able to close quick when needed renovations were discovered!

    💵Just Funded💵
    🏖️Short Term Rental Loans🏖️
    $483k acquisition loan with 30% down on a Short Term Rental in Surf City, North Carolina! Located in Sea Star Village, this property is the borrower's third rental, and features ocean views, private beach access and a spacious outdoor balcony

    💵Just Funded💵
    🏖️Short Term Rental Loans🏖️
    $453,750 Acquisition DSCR Loan on a condo beach house in Topsail Beach, North Carolina! Married couple borrows through an LLC/Trust structure to scoop up this short term rental investment property. Well-located on Topsail Island on Serenity Point!

    💵Just Funded💵
    🏖️Short Term Rental Loans🏖️
    💰Cash-Out Refinance💰
    $1,332,500 Cash-Out Refinance DSCR Loan on a Short Term Rental investment property in Folly Beach, South Carolina! Consisting of five bedrooms and four and a half bathrooms this coastal STR was recently constructed and completed in 2023 - big CASH OUT!

    💵Just Funded💵
    🏖️Short Term Rental Loans🏖️
    💰Cash-Out Refinance💰
    🏖️AirBnBRRRR🧊
    Big Time $1,068,750 Cash-Out DSCR Loan on a luxury short term rental palace in North Topsail Beach, North Carolina! An AirBnBRRRR 2.0 (custom construct/not rehab) execution, property is near the beach & in a great vacation market near major NC metros!

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    Robin Simon
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    More Easy Street Capital North Carolina Rental Property Loans! (DSCR Loans)

    💵Just Funded💵
    $375,200 Acquisition DSCR Loan for a Bread and Butter SFR acquisition in Durham, North Carolina. Borrower able to put 20% down to purchase his third investment property, steadily growing wealth.

    💵Just Funded💵
    $690,000 Cash-Out Refi DSCR Loan on a newly built (2023 vintage) Single Family Rental (+ADU) in Durham, NC! Investor created BIG value from the purchase of the land & construction of the property- now cashed-out while still cash flowing! Use ADU to make deals pencil!

    💵Just Funded💵
    $214,900 Cash-Out Refinance DSCR Loan on a Single Family Rental in Shelby, North Carolina! Tar Heel State real estate investor takes some capital out of this rental (one of five owned investment properties) for reserves, existing property improvements & to buy more!

    💵Just Funded💵
    $132,000 Refinance Rental Property Loan on a SFR investment property in Shelby, North Carolina! Shelby is the county seat of Cleveland County and served as the inspiration for the setting of the HBO hit series Eastbound & Down!

    💵Just Funded💵
    🧊Georgia BRRRR Loans🧊
    200,000 Cash-Out Refinance DSCR Loan on a multi-unit (triplex) investment property in Greensboro, NC! Savvy real estate investor with multiple SFRs and multi-unit rentals thrives in this elevated rate environment with the BRRRR strategy / multi-unit strategy!

  • Robin Simon
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    Replied

    Check out our Comprehensive Guides to Short Term Rental Investing in North Carolina Markets - Asheville and Charlotte!

    Short Term Rental Loans Charlotte

    Short Term Rental Loans Asheville

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    Robin Simon
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    Replied

    More Easy Street Capital North Carolina Rental Loans (DSCR Loans)!

    💵Just Funded💵
    $129,000 Acquisition DSCR Loan on a Single Family Rental in Selma, North Carolina! Easy Street is your best bet for rural DSCR Loans - these borrowers able to secure strong terms (7.750% Interest Rate, Reduced Prepay) on financing this rental in rural NC!

    💵Just Funded💵
    $177,000 Cash-Out Refinance DSCR Loan on a Single Family Rental in Monroe, North Carolina! Prolific investor with a financial freedom family real estate portfolio of 10 properties taps cash out of this cash-flowing rental to reinvest capital into her portfolio!

    💵Just Funded💵💰Cash-Out Refinance💰
    $132,000 Cash-Out Refinance DSCR Loan on a Single Family Rental in Selma, North Carolina! Easy Street is a top provider of rental property loans - even on rural investment properties such as this one. Investors tap out equity to expand!

    💵Just Funded💵
    🏖️North Carolina Short Term Rental Loans🏖️
    $656,250 Acquisition DSCR Loan on a short term rental in Emerald Isle, North Carolina! Just a stone's throw from the beach - this property is a perfect vacation rental for groups (4 bedrooms) and should perform admirably as a STR!

    💵Just Funded💵
    🏖️North Carolina Short Term Rental Loans🏖️
    $725,000 acquisition financing (DSCR Loan) on a duplex in Emerald Isle, North Carolina. Beautiful Crystal Coast Short Term Rental added to a growing portfolio for this savvy North Carolina real estate investor

  • Robin Simon
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    Robin Simon
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    Robin Simon
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    More Easy Street Capital North Carolina Rental Property Loans!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    Repeat Borrower comes back again to
    Easy Street Capital to finance another purchase of a cash-flowing duplex in Lincolnton, North Carolina. Keys to success in this market? ✅Specific Market Focus ✅Long-Term Real Estate Experience ✅Multi-Unit Properties for Cash Flow!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    Duplex Acquisition in Lincolnton, North Carolina via @Zach Edelman. Experienced businesswoman and investor scoops up a cash flowing new build in Lincolnton, in the Charlotte-Concord-Gastonia, NC-SC MSA. Fixed Payment for 30 Years Locked ✅ Robust Cash Flow ✅

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    Double Duplex financing! ✅✅ Investor gets two duplexes side by side in Lincolnton - thats a total of four cash flowing units in an up and coming area of North Carolina. Business owner plows her earnings into real estate to enjoy passive income!'

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    Another duplex in Lincolnton, North Carolina by this quadruple-repeat borrower via Easy Street. Cash-flowing multi-unit properties with conservative leverage (25% down) in a market you have expertise can be a strong strategy in these turbulent times

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    🧊Greensboro BRRRR Loans🧊
    $200,000 Cash-Out Refinance DSCR Loan on a multi-unit (triplex) investment property in Greensboro, NC! Savvy real estate investor with multiple SFRs and multi-unit rentals thrives in this elevated rate environment with the BRRRR strategy / multi-unit strategy!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    $165,750 Acquisition DSCR Loan on a Single Family Rental in Greensboro, North Carolina! Greensboro is the third most populous city in the Tar Heel State and is home to the Blandwood Mansion and Gardens and Weatherspoon Art Museum!

    💵Just Funded💵
    💰Fayetteville DSCR Loans💰
    $104,500 Cash-Out Refinance Rental Property Loan (DSCR Loan) on a Single Family Rental in Fayetteville, North Carolina! Fayetteville is home of Fort Liberty (a major US Army Base) and has received an "All-America City" award three times!

    💵Just Funded💵
    💰Fayetteville DSCR Loans💰
    $95,200 Cash-Out Refinance DSCR Loan on a Single Family Rental in Fayetteville, NC! Real Estate Investing Couple with over two decades of experience and a portfolio of 14 rentals take some cash out of this SFR to free up some capital for upcoming opportunities!

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    More successfully funded North Carolina DSCR Loans funded by Easy Street Capital!

    💵Just Funded💵
    🧊North Carolina BRRRR Loans🧊
    $371,000 Cash-Out Refinance North Carolina DSCR Loan on a Duplex investment property in Wilmington, NC! This 1920-vintage two-unit rental was massively renovated to "like new" condition and now fully rented and cash flowing - cash out to repeat!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    $305,250 DSCR Loan on a Cash-Out Refinance for a SFR in Wilmington, NC! Investor who is a professional real estate agent with decades of experience selling and investing in real estate taps equity for his next rental property! via @Zach Edelman Lending!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    SFR Acquisition in Wilmington, North Carolina. Budding real estate investor (who also works in the business as a real estate broker) scoops up his second property, a cash-flowing single-family rental by the beach and boardwalk in Wilmington.

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    🏖️AirBnBRRRR🧊
    🏕️North Carolina airbnb Loans🏕️
    Short Term Rental Cash-Out Refinance in Wilmington, North Carolina! Easy Street Capital continues to lead the way on STR loans, with max leverage on cash-outs (75%!), rock-bottom rates (7.625%!) and quick and seamless process! Comfortable Cash Flow, what #airbnbbust ??

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    🏖️AirBnBRRRR🧊
    🏕️North Carolina airbnb Loans🏕️
    DSCR Refinance Loan at 80% LTV on a SFR in Wilmington, North Carolina! Bought in 2022 - super seasoned real estate investors completed a rehab of the kitchen and bathrooms and now has the property comfortably cash-flowing as a short term rental! via @River Sava

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    🏕️North Carolina STR Loans🏕️
    $428,800 Purchase DSCR Loan with only 20% Down Payment on a Vacation Rental property in Wilmington, NC! Located w/in the Forest Hills neighborhood this STR offers the benefits of a heart of a major city location + near Greenfield Lake & outdoor activities

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    $105,000 Cash-Out Refinance DSCR Loan on a single family rental investment property in Winterville, North Carolina! Investing duo with six rental properties in the Tarheel State takes some cash-out of this rental to add liquidity ahead of opportunities!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    $95,500 Cash-Out Refinance DSCR Loan on a rental property in Winterville, North Carolina! Winterville is the hometown of famous youtuber "Mr Beast" and the long-time city of residence for famous wrestler "the Russian Bear" Ivan Koloff!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    🌄North Carolina Short Term Rental Loans🌄
    $308,750 Cash-Out Refi DSCR Loan on a Short Term Rental in Zionsville, NC via @Zach Edelman. An 🏖️AirBnBRRRR🧊 execution, this Blue Ridge Mountain getaway was bought in 2020, renovated and now cash flowing nicely as 1 of 6 STR doors in a portfolio!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    🌄North Carolina Short Term Rental Loans🌄
    $320k Cash-Out Refi DSCR Loan on a SFR vacation rental property in West Jefferson, North Carolina. This charming Blue Ridge Mountain town is on the National Register of Historical Places and combines a bustling eclectic art-filled downtown w/stunning natural beauty! via @Jack Tulloch

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    🌄North Carolina Short Term Rental Loans🌄
    $755k Cash-Out Refinance DSCR Loan in West Jefferson, North Carolina! This Blue Ridge Mountain short term rental investment property provides robust cash flow for this real estate investing duo. Investors cash-out with Easy Street to continue to build their portfolio!

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    More North Carolina DSCR Loans successfully funded for real estate investors by Easy Street Capital!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    $240,000 Cash-Out Refi Loan in Asheville, North Carolina by @Zach Edelman! Ready to get started early real estate investing? This 22 yr old budding real estate investor secures financing from Easy Street to continue to invest in her growing portfolio (4 rentals!)

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    Back in the red-hot market of Asheville, NC, $480k 80% LTV acquisition of a great SFR that can be rented either as a short-term or long-term rental. Borrower is building his portfolio and path to financial freedom w/ Easy Street, this makes investment property #3.

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    $800,000 Acquisition loan on a beautiful property in Biltmore Lake, NC near Asheville. Professional real estate investors were able to utilize Easy Street to continue building their portfolio

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    🌄North Carolina Short Term Rental Loans🌄
    $792,000 Cash-Out Refinance DSCR STR Loan on a short term rental in Bald Head Island, North Carolina! This North Carolina STR pro with a thriving NC real estate portfolio takes cash out of this long-time operating beach rental to pursue further opportunities!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    $210,750 Refinance DSCR Loan on a SFR (Single Family Rental) in Concord, North Carolina! A 1900-vintage home (!) rejuvenated back to glorious condition (C2!) and now rented above-market - providing rock solid cash flows for this investor!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    $325,815 Acquisition DSCR Loan on a SFR in Concord, North Carolina! Concord, just north of Charlotte, is the home to some of North Carolina's top tourist destinations, including NASCAR's Charlotte Motor Speedway and Concord Mills. Strong SFR Market!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    🏕️North Carolina airbnb Loans🏕️
    Cash-Out Refi in Beautiful Banner Elk, North Carolina. Experienced real-estate investors inherited this property earlier this year and refinanced with Easy Street to take money out on fixed-rate, 10-year IO loan and add another cash-flowing STR to their portfolio

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    $133,250 Refinance Rental Property Loan on a Single Family Rental (+ ADU) in Atkinson, North Carolina! Investor, after inheriting this rental property, able to execute a successful refinance while maintaining good cash flow (1.45x DSCR Ratio)

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    💰Rural DSCR Loans💰
    🏕️North Carolina airbnb Loans🏕️
    $345,000 Acquisition DSCR Loan on a rental property in Lake Lure, NC! Easy Street Capital is the best DSCR Lender around for RURAL investment properties - we'll get the deal done with common sense UW - low leverage (60% LT) and common sense qualification!)

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    More North Carolina DSCR Loans via Easy Street Capital - top North Carolina Lender for Short Term Rental Loans and BRRRR Loans and more!

    💵Just Funded💵
    🧊North Carolina BRRRR Loans🧊
    💰North Carolina DSCR Loans💰
    $99,000 Cash-Out Refinance DSCR Loan on a Single Family Rental in Hope Mills, NC! Another successful BRRRR method borrower for Easy Street, this investor bought in January of this year and has now more than doubled the value - >100% basis back!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    🏖️North Carolina Short Term Rental Loans🏖️
    $516,000 Acquisition DSCR Loan (STR Loan) on the purchase of an airbnb investment property in Oak Island, North Carolina! New Real Estate investor scoops up her second investment property with Easy Street Capital, 7.875% Rate 30-Year Fixed!

    💵Just Funded💵
    🧊North Carolina BRRRR Loans🧊
    💰North Carolina DSCR Loans💰
    🏖️North Carolina Short Term Rental Loans🏖️
    🏖️AirBnBRRRR🧊
    $468,750 Refinance DSCR Loan on a Duplex Short Term Rental (STR) investment property in Oak Island, North Carolina! Recently rejuvenated with a large renovation, this two-unit vacation rental should have big success in this tourist hot spot!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    🏖️North Carolina Short Term Rental Loans🏖️
    Big-time $980k Cash-Out Refi on a stunning short term rental investment property in Rodanthe, NC! This experienced and aggressive investor, takes some cash out of this cash-flowing palace to pursue further portfolio-building opportunities!

    💵Just Funded💵
    🧊North Carolina BRRRR Loans🧊
    💰North Carolina DSCR Loans💰
    🏖️North Carolina Short Term Rental Loans🏖️
    🏖️AirBnBRRRR🧊 Refinance loan on a beach short term rental in Oak Island - 3 highly experienced RE owner/operators purchased property in April and executed a quick rehab to get it live on airbnb for the summer. 1.99x DSCR, fixed rate debt locked in for 30yrs!

    💵Just Funded💵
    🧊North Carolina BRRRR Loans🧊
    💰North Carolina DSCR Loans💰
    $150,500 Cash-Out Refinance DSCR Loan on a SFR in Kannapolis, North Carolina! A nice tarheel state BRRRR execution, bought in August 2022, this property is now fully renovated, leased and cash flowing. Cash-Out for the next investment purchase!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    🏖️North Carolina Short Term Rental Loans🏖️
    $972,000 80% LTV Short Term Rental acquisition DSCR Loan on a beachfront vacation rental in Salvo, NC! Long-time real estate investor is recycling his portfolio from LTRs to STRs and scoops up this OBX palace which should do very well as STR

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    🏘️Multifamily DSCR Loans🏘️
    6-Unit Multifamily acquisition in China Grove, NC near Charlotte. Buyers add another cash-flowing turnkey property to their portfolio (21 & counting) with locked in 30-year fixed rate financing

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    Need a DSCR Loan for a rental property in North Carolina? Easy Street is the BEST DSCR Loan provider for North Carolina, whether its Short Term Rentals (Airbnb), BRRRR Method refinances or multi-unit acquisitions! Check out these recently funded North Carolina DSCR Loans by Easy Street!

    💵Just Funded💵
    💰Carolina Beach DSCR Loans💰
    $543,750 Acquisition DSCR Loan for the purchase of a SFR investment property in Carolina Beach, North Carolina! These investors utilize flexible financing to secure this rental with a five-person (45/15/15/15/15) LLC structure - key advantage in Non-QM (DSCR)!

    💵Just Funded💵
    💰Carolina Beach DSCR Loans💰
    🏖️North Carolina AirBNB Loans🏖️
    $742,200 Rate-Term Refinance Rental Loan in North Carolina! Another big refinance on a newly constructed beach STR in Carolina Beach! Carolina Beach is known for its beach appeal and vacation market w/ attractions such as fishing, shops, restaurants, campsites & amusement parks!

    💵Just Funded💵
    💰Carolina Beach DSCR Loans💰
    🏖️North Carolina AirBNB Loans🏖️
    $742,200 Rate-Term Refinance on a STR investment property in Carolina Beach, North Carolina! An AirBnBRRRR "2.0" execution, this property is newly constructed and ready to cash flow as an STR. Perfect to serve big vacation groups this summer!

    💵Just Funded💵
    💰Carolina Beach DSCR Loans💰
    🏖️North Carolina AirBNB Loans🏖️
    $280k STR condo purchase in Carolina Beach, NC. 50/50 partners continue to expand their portfolio with Easy Street, this marks their 3rd STR in Carolina and 14th overall. SCALE to financial freedom 1.45x DSCR even at only 20% down and 8.125% rate!

    💵Just Funded💵
    💰Carolina Beach DSCR Loans💰
    🏖️North Carolina AirBNB Loans🏖️
    $561,616 STR Acquisition in Carolina Beach, North Carolina. Borrower was able to utilize AirDNA projections to purchase his first investment property with only 20% down. On the path toward financial freedom

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    $539,000 Cash-Out Refinance DSCR Loan on a Single Family Rental in Waxhaw, North Carolina! Waxhaw is a fast-growing town in Western Carolina, with a Historic District registered on the National Register of Historic Places - big recent growth and prosperity!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    Acquisition of a SFR in Waxhaw, North Carolina. First-time investor dives starts his journey to financial freedom by buying a cash-flowing, leased up property in the Charlotte-Concord-Gastonia, NC-SC msa. Conservative Leverage + Cash Flow + Good Market = on the way!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    Cash-Out Refinance of a SFR investment property in Rutherfordton, North Carolina. Long-time experienced real estate investor pulls cash out of her portfolio to keep expanding - having a strategy of flips or holds dependent on mkt conditions is key!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    $165,000 Rental Property Loan on an investment duplex (2⃣-unit rental) in Salisbury, North Carolina! Another DSCR Loan for this investor piling up multiple cash-flowing rental duplexes in Salisbury - building a cash-flowing portfolio!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    $182,000 Cash-Out Refinance DSCR Loan on a rental property in Rocky Point, North Carolina! Married real estate power couple take cash out of this rental to invest in more properties & fund reserves - maintains nice cash flow (1.20x DSCR) 💰💰💰

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    User Stats

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    Need a DSCR Loan for a rental property in North Carolina? Easy Street is the BEST DSCR Loan provider for North Carolina, whether its Short Term Rentals (Airbnb), BRRRR Method refinances or multi-unit acquisitions! Check out these recently funded North Carolina DSCR Loans by Easy Street!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    $232,000 80% LTV Refinance (!) DSCR Loan on a SFR in Belmont, NC! Trio of real estate partners refi on a cash flowing rental property in Belmont - located just outside of Charlotte - combines charming small town feel w/access to a major metro!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    Duplex acquisition in Boone, NC. Real Estate investor on the path towards financial freedom adds a fifth property to her portfolio, a fully-leased (at market rent, through July 2023) two-unit property in Boone (home of Sun Belt powerhouse and A&M dominator App State)

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    $196,700 Cash-Out Refinance Rental Property Loan (DSCR Loan) on a Single Family Rental in Gastonia, North Carolina! Flexible 50%/25%/25% LLC Trio structure A-OK with Easy Street - cash out to develop another rental - maintaining strong cash flow on this one!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    🧊North Carolina BRRRR Loans🧊
    Well-executed rate-term refi BRRRR in Gastonia, North Carolina. Borrower purchased the property in December 2021 and significantly boosted the value, now fully leased up and cash-flowing, ready to "Repeat" and continue boosting his portfolio!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    🧊North Carolina BRRRR Loans🧊
    $331,700 Cash-Out Refinance DSCR Loan on a Duplex in Gastonia, North Carolina! Bought in December, this multi-unit investment property has been fully renovated and rented at solidly above-market rates through August 2025 - rock solid rental!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    🧊North Carolina BRRRR Loans🧊
    $115,400 Refinance Rental Loan (DSCR Loan) on a SFR in Granite Falls, NC! A great BRRRR method project, investor bought this 1921-vintage property in May and just six months later, able to rehab/rent and refinance with >100% capital back - still cash flowing!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    $189,750 Refinance DSCR Loan on a SFR (Single Family Rental) in Cramerton, North Carolina! A suburb of Charlotte, Cramerton features Cramer Mountain gated development, featuring homes around an 18-hole golf course at Cramer Mountain Country Club!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    🏕️North Carolina airbnb Loans🏕️
    $904,800 Cash-Out Refinance DSCR Loan on a Short Term Rental investment property in Fletcher, North Carolina! This western Carolina Blue Ridge STR has a long and successful track record and features a spa-like Master Suite, oak hardwood floors and two-story deck!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    🏕️North Carolina airbnb Loans🏕️
    🧊North Carolina BRRRR Loans🧊
    🏖️AirBnBRRRR🧊
    $131,250 Refinance DSCR Loan on a Short Term Rental in Fayetteville, North Carolina via
    @Zach Edelman! Fayetteville is home to the Cape Fear Botanical Gardens, the Airborne & Special Operations Museum and the A-Ball Fayetteville Woodpeckers!

    💵Just Funded💵
    💰North Carolina DSCR Loans💰
    $94,500 DSCR Loan on another duplex, this one in Fayetteville, NC! Investor grabs his 4th rental property on a great deal- ESC is committed to the smaller deals other lenders won't sniff - we continue to help people start the journey to financial freedom!

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    Need a DSCR Loan for a rental property in North Carolina? Easy Street is the BEST DSCR Loan provider for North Carolina, whether its Short Term Rentals (Airbnb), BRRRR Method refinances or multi-unit acquisitions! Check out these recently funded North Carolina DSCR Loans by Easy Street!

    💵Just Funded💵🏖️Short Term Rental Loans🏖️
    $1,000,000 Cash-Out Refinance DSCR STR Loan on a airbnb investment property in Nags Head, North Carolina! Professional Real Estate Investor qualifies based on rock-solid TTM Actuals track record - cash out to plow back into portfolio!

    💵Just Funded💵
    💰North Carolina Rental Loans💰
    SFR Acquisition in Smithfield, North Carolina within the Raleigh-Cary, NC MSA. Repeat borrower now scoops up his fourth rental property as he continues to steadily grow a portfolio of cash-flowing investment properties in the market, on the path to financial freedom!

    💵Just Funded💵
    💰North Carolina Rental Loans💰
    🧊North Carolina BRRRR Loans🧊
    $114,924 Cash-Out Refinance DSCR Loan on a Single Family Rental in Pollocksville, North Carolina! This rental property is fully leased after renovation and this wife/husband investing duo taps out equity to continue expanding in real estate!

    💵Just Funded💵
    💰North Carolina Rental Loans💰
    🧊North Carolina BRRRR Loans🧊
    $149,500 Cash-Out Refinance DSCR Loan on a Single Family Rental in Havelock, North Carolina! Property bought and rehabbed self-financed in 2023 - now this prolific real estate investor cashes out to continue expanding - maintains 1.30x DSCR!

    💵Just Funded💵
    💰North Carolina Rental Loans💰
    $234,240 Acquisition DSCR Loan on a a rental property purchase in Hampstead, North Carolina! Hampstead is a coastal community in southeastern NC near both forest trails and a short trip to the beach (Surf City)!

    💵Just Funded💵
    💰North Carolina Rental Loans💰
    🏖️North Carolina Short Term Rental Loans🏖️
    🧊North Carolina BRRRR Loans🧊
    🏖️AirBnBRRRR🧊
    $424,500 Cash-Out Refinance DSCR Loan (75% LTV) AirBnBRRRR execution in Kill Devil Hills, North Carolina! Expert real estate investors (>20yrs exp, portfolio >40 properties), take out cash of this cash-flowing STR to keep investing in RE!

    💵Just Funded💵
    💰North Carolina Rental Loans💰
    Cash-Out Refinance on a cash-flowing short term rental property in Henrico, North Carolina! Stunning property backs up to Roanoke Rapids Lake and is perfect for NC mountain getaways. Experienced investor cashing out to keep building portfolio!

    💵Just Funded💵
    💰North Carolina Rental Loans💰
    $290,000 Acquisition DSCR Loan on a Single Family Rental in Statesville, NC! Real Estate investing couple continues to build a financial freedom portfolio through real estate - scooping up this SFR in this Charlotte suburb - bought $25k cheaper than appraised value!

    💵Just Funded💵
    💰Raleigh DSCR Loans💰
    🏕️Raleigh airbnb Loans🏕️
    SFR Acquisition in Raleigh, North Carolina by a repeat DSCR loan borrower for ESC! This property is in the growing city of Raleigh and features great aspects for a Short Term Rental including enclosed porch, rec room, breakfast nook, office and bar!

    💵Just Funded💵🏖️AirBNB Loans🏖️
    Can you use one of Easy Street Capital's industry leading STR-loans for condo rentals? YES - we are condo-friendly for airbnb investing - heres another done deal, $204,000 Cash-Out Refi DSCR Loan on a unit in Carolina Beach, NC!

  • Robin Simon
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    Robin Simon
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    Need a DSCR Loan for a rental property in North Carolina? Easy Street is the BEST DSCR Loan provider for North Carolina, whether its Short Term Rentals (Airbnb), BRRRR Method refinances or multi-unit acquisitions! Check out these recently funded North Carolina DSCR Loans by Easy Street!

    💵Just Funded💵
    $184,500 Cash-Out Refinance DSCR Loan on a Single Family Rental in Charlotte, North Carolina! Prolific real estate with a large SFR portfolio takes some cash out of this cash-flowing rental to prepare to add more to the portfolio!

    💵Just Funded💵🧊BRRRR Loans🧊
    $156,000 DSCR Loan for a BRRRR Strategy project in Burgaw, North Carolina! This investor completes a great BRRRR for her sixth rental - $60k forced appreciation (value) created✅, refinanced 30-yr fixed at 7.00%✅, rented and yielding 1.33x DSCR✅!

    💵Just Funded💵🧊BRRRR Loans🧊
    $150,001 Cash-Out Refinance Rental Property Loan on a SFR investment property in Fayetteville, North Carolina! Diversified Real Estate Pro (prolific real estate agent, long-time flipper and BRRRR builder of a rental portfolio) executes cash-out!

    💵Just Funded💵🏕️airbnb Loans🏕️
    $260,000 DSCR Loan for the purchase of a Short Term Rental in Raleigh, North Carolina! This investor gets a great STR Loan from ESC- only 20% down, qualified with 100% of AirDNA (no haircut) - best terms in the industry (STR Loans)!

    💵Just Funded💵🏖️Short Term Rental Loans🏖️
    $826,500 Cash-Out Refi DSCR Loan on an 🏖️AirBnBRRRR🧊investment project in Wilmington, North Carolina! This investor created massive value with renovation - now refinanced qualified via AirDNA, 10-year IO, 30-yr fixed rate, 1% prepay!

    💵Just Funded💵🏕️airbnb Loans🏕️
    $512,000 Acquisition DSCR Loan for the purchase of a short term rental investment property in Leicester, North Carolina via @Zach Edelman! Only 20% down and secures a 30-year fixed rate loan at just 6.75% - another great STR loan by Easy Street!

    💵Just Funded💵
    Another $157,500 Cash-Out Refinance DSCR Loan on a multi-unit investment property (duplex) in Fayetteville, North Carolina! Fayetteville is a growing market in central North Carolina, the 6th largest city in NC and home of Fort Liberty & Cape Fear River!

    💵Just Funded💵
    $157,500 Cash-Out Refinance Rental Property Loan on an investment duplex in Fayetteville, North Carolina! This investor secures max leverage cash-out refi (75%) for this cash-flowing multi-unit property - building a nice rental portfolio in North Carolina w/ESC!

  • Robin Simon
  • [email protected]