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Robin Simon
Pro Member
#1 Creative Real Estate Financing Contributor
  • Lender
  • Austin, TX
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Best North Carolina Investment Property Loans (Hard Money/DSCR) - Easy Street Capital

Robin Simon
Pro Member
#1 Creative Real Estate Financing Contributor
  • Lender
  • Austin, TX
Posted May 17 2024, 07:02

Easy Street Capital is proud to be a leading private lender for The Tarheel State! We offer industry leading Hard Money and DSCR Loans for every type of North Carolina Real Estate Investor. Easy Street Capital is the investment property loan provider for real estate investors of all experience levels and specialties, including popular strategies such as Short Term Rentals, Fixing and Flipping and the BRRRR Method! Our North Carolina DSCR Loans are perfect rental loans for the long-term real estate investor looking for cash flow. Our North Carolina Hard Money Loans are ideal for renovators looking to add value through rehabs or ground-up construction!

Check out the rest of this North Carolina Investment Property Loans page for all the information you need on our loan programs. Check out recently funded rental loans, information on all of our loan programs, FAQs, market analysis and more!

Real Estate investors from all around the country are making their way to North Carolina to establish rental property portfolios. The Tar Heel State has become a popular choice among real estate investors due to several compelling reasons. These factors encompass a robust economy, reasonable property prices, and consistent rental yields! At Easy Street Capital, we take pride in being a prominent source of loans for rental properties, catering to real estate investors interested in developing rental portfolios in North Carolina!

Types of Loans for Investment Properties

When it comes to real estate investing in North Carolina, there are many markets and types of investment property loans to choose from. For investors that like to get their hands dirty, rehabbing run-down properties, hard money renovation loans are a perfect choice! These loans allow you to buy a property quickly and finance your rehab costs as well! Once you are done, you can either “flip” the property for a quick profit or pursue the BRRRR Strategy by renting it out and then refinancing into a long-term, low-rate DSCR loan!

Long-term DSCR Loans are also great for investing in turnkey rental properties. Turnkey refers to properties that are rent-ready and require no renovations. Move-in ready single-family homes and fully furnished short term rentals are great for cash flow and price appreciation. Most DSCR Loans are fixed rates for thirty years, locking you into a fixed interest rate for the long-term. While, if historical patterns continue, rents and appreciation increase steadily each year. Bottom line, debt costs stay the same while cash flow increases!

Real estate investors in North Carolina appreciate the market’s advantageous feature of no prepayment penalties, allowing them the freedom to refinance without any financial constraints. Although some lenders may adjust interest rates slightly higher to accommodate this flexibility, the ability to refinance presents a significant advantage for investors seeking greater financial freedom.

Where To Invest In Real Estate In North Carolina

North Carolina boasts a diverse array of enticing real estate investment opportunities across its vibrant cities. Among these, Charlotte stands out as a bustling metropolis, offering a multifaceted economy and a continuously expanding population that captivates investors. Along the coast, Wilmington beckons with its coastal charm and strategic location. Salvo, with its serene coastal beauty, presents a unique investment prospect.

In the heart of the state, Raleigh shines as the capital, boasting a thriving population and economic landscape. Fayetteville holds its own as a dynamic city with military influence and growth potential. Greensboro, a hub of activity, offers a mix of urban amenities and suburban tranquility. On the Crystal Coast, Emerald Isle’s allure draws both tourists and investors. Lastly, nestled in the mountains, Asheville’s charm and cultural richness provide a distinctive investment opportunity in North Carolina.

Read The Full Article Here!



Are you a Property Manager or Full-Scale Mortgage Broker (including Conventional, Non-QM) in North Carolina? We are looking for trusted professionals in North Carolina to refer our investor borrowers too! Comment or DM me to discuss, and we can potentially feature you on our website!

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