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Updated over 1 year ago on . Most recent reply

Rohit Sengupta's profile image
Rohit Sengupta's profile image
Rohit Sengupta
  • Investor
  • from Walnut Creek, CA
  • Member since Aug 1, 2016
  • Posts 7
  • Votes 1
  • Experience 10 Yrs
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Rohit Sengupta's profile image
Rohit Sengupta's profile image
Rohit Sengupta
  • Investor
  • from Walnut Creek, CA
  • Member since Aug 1, 2016
  • Posts 7
  • Votes 1
  • Experience 10 Yrs
  • Investments 6
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Rohit Sengupta
  • Investor
  • Walnut Creek, CA
1
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DSCR Loan for 4 unit property - variety of leases

Rohit Sengupta
  • Investor
  • Walnut Creek, CA
Posted

I have a 4 unit property - 3 units are rented out with standard leases, and the last unit is leased by the room. Can someone recommend a DSCR lender who will lend in this situation?

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Alex Bekeza's profile image
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Alex Bekeza
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  • from Los Angeles, CA
  • Member since Mar 7, 2018
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Alex Bekeza's profile image
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Alex Bekeza
  • Lender
  • from Los Angeles, CA
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Alex Bekeza
  • Lender
  • Los Angeles, CA
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Alex Bekeza
  • Lender
  • Los Angeles, CA
Replied

@Rohit Sengupta The DSCR programs with the lowest rates all forbid rent by the room. Like @Jared Rine said, getting a master lease will improve your options 10x and save you a lot of money.  Any option that allows rent by the room will be priced much higher than the average competitive DSCR loan. 

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