DSCR lender recommendations?

[Justin C.]

Hi all -

Looking for recommendations for good DSCR lenders. Purpose would be for a cash out refi on SFH BRRRR post appraisal... high credit score... renovated & rented property... no docs and quick close DSCR loan. Ideal criteria, in order of importance

* no or minimum prepayment penalty (is 2-3 years "normal"?)

* low seasoning period (3 months ideal... anyone doing <6 these days?)

* no or minimum points

* 75% or greater LTV

* minimum rate of course... especially for the first few years

* will lend to LLC

Finally, are there any good options out there with a lower rate for the first 1/2/3 years... or IO... etc? Any other DSCR eligible products you recommend looking at right now, other than 30y fixed.

Thanks in advance for your suggestions!