Asset Protection - need advice

[Paul Kuhn]

I own 4 properties in 4 different states, with two of them being own outright, all in my name. The properties are all insured with $1 million liability insurance with another $1 million in umbrella coverage (increasable to $5 million). I am looking to purchase a commercial property <15 units in about 6-8 months and plan on acquiring the property, whether in my name or LLC or other entity. This property would be in the same state as my current residence, which is a multifamily home.

My hesitation on an LLC is the paperwork involved; as a military member, I can be deployed to an area with little to no internet connectivity. Are there any maintenance-free LLC services out there if that is the option I should consider? Or would I be okay keeping the property in my name with higher umbrella insurance? Secondly, how should I organize my other properties?

Lastly, I am an anesthesia provider, will the current setup of my assets be at risk for medicolegal liability? (liability insurance of course).

Thank you all for your advice.