Rental income and loan discharge

[Dawn Burwell]

I don’t know if anyone has student loans that have been discharged but I’m reaching out out of desperation because I cannot find anything on the Internet at all.

My student loans are being discharged because a permanent disability and I’m not allowed to earn from employment more than $500 a month or I will lose the discharge and have to re-pay the $84,000.

The people who hold my student loans say that owning a duplex in renting out one side is considered a business and it will count as income. But there is a legal statute that was passed in 2016 that says for the purpose of taxes and earned income from rental is not considered employment.

The bank still considered a business the student loans don’t consider it a business but this lady at the discharge company seems to think that it is considered a business. No one there seemed to understand what I was asking.

So my question is .... Does anyone know if a rental income counts against you for the purposes of keeping your student loan discharged? And if it does ,do they count the 500 before your expenses or do they only count your cash flow as your income?