Tax Deed with Unattached Mobile Home

[Sonnett Peterson]

So I am looking to purchase a property via the Tax Deed auction. The property is 1.25 acres and has a mobile home on it. I know the mobile home was never converted to real property. It is not included in the tax deed auction. (I can see that the taxes have been paid on the mobile home, and there is a mortgage - not sure if they are current on the mortgage) Lets assume I get the property and will own the land. 

My question is about the mobile home, it won't be mine, but it will be on my property. Will I need to do an eviction? The mortgage looks to be with an individual not a big company. So I don't know if that person would have anything in their agreement about the land being owned, where the mobile home is located. Any ideas or options you might have experience with?

[Account Closed]

@Sonnett Peterson - I've been involved with a similar situation. I obtained a manufactured home through a tax lien sale in Colorado that wasn't purged to the land. The owner of the home also owned the land. I first tried to reach out to the homeowner to purchase the land from them, but she was quite wishy washy. Once she went dark, I purchased the tax lien on the land that she was delinquent upon. Then, I pushed forward with applying for the treasurer's deed to it. A week prior to me getting the treasurer's deed, she borrowed money from a friend and paid off the tax lien. I was so ticked. Then, I reached out to the HOA association and found out that she was delinquent. Thus, I purchased the HOA lien from the HOA and started the foreclosure process on the land. Once she received the letter from my attorney, she decided to come to her senses and agreed to take a much smaller sum of money in exchange for selling me the land. It was a long, long ordeal, BUT I now own a manufactured home with land that is worth around $115K that cost me $35K (including acquisition cost, repairs, etc.) that is bringing in $1,050 a month in rent.

If they leave the home, I would offer them cash for keys because it may be faster than bonding for title to the home. You'll just need to make sure you get them to provide you a limited power of attorney to transfer the title into your name (or company name). Then, if you want to get rid of the home, I would contact a couple local manufactured home dealers to see if they are willing to buy it from you. However, I would give them a timeline to move the home off your land and then if they don't move it by that date, you'll assess them a high daily fee (like $250 per day). In addition, see if you can get them to provide you the funds right away vs. after they move it off your land. This way, you'll have money their money and they will have incentive to move it asap.