LLC for personal residence?

[Jack Zuchars]

Hello Forum
I've read and reread about setting up an LLC before buying a property and it's advantages. Just spoke with my CPA and as per her, getting a mortgage on LLCs name has gotten very hard. Is it true? What's the general experience and advise here?

I'm in NYC and would like to purchase a 2 family - use one unit as primary residence and other rental.

If not LLC, is it still possible to take depreciation write off on personal returns ?

Any insights would be helpful. thanks much.