Residential Real Estate & LLC's Don't Seem to Mix.

[Tyson Cox]

I know the topic of LLC or not has been discussed more times than I can count here a BP, so I hope this discussions does not become a debate of whether or not rental property should be held in an LLC. My particular question is:

Is there a way to put residential real estate (1-4 units) into an entity without quit claiming and triggering a "due on sale" clause or refinancing into more expensive commercial and/or portfolio loans?

My attorney has advised that I leave my properties (several 4plexes and duplexes) in my personal name as long as I have a good general liability insurance and umbrella policy (which is already in place).

I am okay leaving things as they are, but I am just wondering if I am missing something as many folks on BP don't seem to have an issue with this.

Please let me know your thoughts. Thanks in advance.