We need a retirement plan for our 6 employees (in California)

[Ian Dyer]

California now requires that employers with 5 or more employees have a retirement plan for them. Either use the free CalSavers state plan, or use a private company. We'd like to consider paid plans, because the program run by the State of California seems likely to be poorly run and get worse over time. ANY RECOMMENDATIONS?

We contacted Ubiquity and Betterment and Guideline. We also talked to Vanguard, who we've enjoyed working with for other things, but since 2020 they've been horribly hard to reach, so we prefer not to work with Vanguard. 

If you've been working with a company you like, please reply.