Should I do an LLC?

[Kaitlyn Beard]

I currently own two properties in which one I rent out and one I am house hacking. Soon, I plan on buying my third property. However, I love the benefits of an LLC, part of me is leaning toward no LLC and just have insurance, a property manager and an umbrella policy going forward. This is so it does not disturb my cash flow as much. Also, if I were to stick to not having an LLC, should I still open a different bank account up for the real estate "business?" To my knowledge, the tax benefits are very similar in comparison to having versus not having an LLC. Can I still write off expenses without an LLC? Thanks in advance for the guidance!