3 properties on 1 parcel- Can I write 3 offers? 1 per address

[Tori Applegate]

Hi, so I’m using a hard money lender and I just saw on their site that if there are multiple detached buildings I have to write an offer for each…is that ok if they’re still on the same parcel? It’s all one one tax id, but each house does have its own address. How would that work? Or am I just over complicating it?

I just got an offer accepted verbally and I’m having to go back and modify the contract for one thing the seller wanted, now I’m seeing this and have a worry of “will I end up needing to have the seller subdivide the property?” I also don’t want to mention that now when I don’t know if that’s the case or if this is strictly for the loan process and scare them away over nothing. Should I just write three separate offers with the different addresses and same tax ID# for them all and leave it at that until I get ahold of my lender on Monday?

Thanks in advance for all your help!

[John Teachout]

If it's all on one tax parcel, you are buying a single property that has multiple structures on it. You wouldn't write separate offers on it just as you wouldn't make a separate offer on a detached workshop or garage if it was on a property with a house on it. A duplex or triplex is also a single property even though they have individual addresses. I believe you're over thinking this.