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Updated over 3 years ago on . Most recent reply

Christopher R.'s profile image
Christopher R.'s profile image
Christopher R.
  • from Easton, PA
  • Member since Jun 26, 2019
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Christopher R.'s profile image
Christopher R.'s profile image
Christopher R.
  • from Easton, PA
  • Member since Jun 26, 2019
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Christopher R.
  • Easton, PA
3
Votes |
10
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Creative Real Estate Financing

How many mortgages in your own name?

Christopher R.
  • Easton, PA
Posted

Ive been told by banks and mortgage lenders that you can have up to 10 conventional mortgages in your personal name as long long as your debt to income stays below 36 percent.

Does anyone have any experience with this?

Thank you

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Ryan Herting's profile image
Ryan Herting's profile image
Ryan Herting
  • Lender
  • from Philadelphia, PA
  • Member since Dec 2, 2020
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Ryan Herting's profile image
Ryan Herting's profile image
Ryan Herting
  • Lender
  • from Philadelphia, PA
  • Member since Dec 2, 2020
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Ryan Herting
  • Lender
  • Philadelphia, PA
102
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138
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Ryan Herting
  • Lender
  • Philadelphia, PA
Replied

Hey @Christopher R., 

Yes, that is the case for banks and mortgage lenders, that you can only have 10 conventional mortgages in your personal name. As for the debt to income that might vary per lender. 

If you are looking to continue investing, you'll want to open an LLC and purchase future properties under it.

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