What owner financing terms are investors doing these days

[Matt Slease]

Have an opportunity for a local duplex but the only way to make it work would be a lower than 25% down payment.

Owner wants 160, I would comfortably do 10% down maybe more if I have to.

What are some ways to structure this and what’s a good interest rate for owner financing?

Should I consider an interest only loan for a few years and then refinance?

Open to any and all ideas