How not to lose everything if using debt

[Noah Kellar]

You hear stories like Dave Ramsey’s, $4 million worth in real estate with only a net worth of $1 million. At 26 he had it all but then lost it all. Using other people’s money is obviously key when there is no capital at hand, but how much is too much debt? When do you have to worry that your whole life is resting in a banker’s hands (even if you have a really great relationship with them currently)? How do you avoid & make the shift into a more secure financial freedom through real estate investing?