Buying first rental property what are my non-traditional financing options?

[Justin Morris]

I'm looking to buy my first rental property around 40-60k. I have about $12-15k to put down as a down payment but my credit is so so and I have a high income to debit ratio so traditional financing is out. What are my creative financing options? I'm looking for a long term loan so HMl are out of the picture. I was considering seller financing or PML what are people's thoughts? Has anyone been in this situation before? I'm open to any advice or help.