USDA Financing with low interest rates

[Account Closed]

I was wondering if anyone on here has had any success with a USDA financing on their investment property. Although it’s not permitted to have rental properties loaned through USDA, it allows loans for Multi family housing at minimum 5 units. There’s a few other hoops to jump through (rental income capped at 30% of 115% of median income in area/ must be in a rural area). I only ask this because locking in a loan at the 10-yr Treasury rate would essentially be less than inflation, free money. Is it an administrative burden, or less of an opportunity for cash flow to even consider doing one?