Question about mortgage

[Chancellor Swan]

Hello, I have a question about a scenario I'm working out in my head. Utah has a program where they will allow zero down for first time home buyers. I was thinking of taking advantage of this program and then after a year refinance to a conventional loan and then buy another home and move into it with a FHA loan so we can get in with only a 3.5% down. We would then rent out the first property. Does anyone have any experience with this or any tips or things to be careful of?