Refinancing after Becoming a Real Estate Agent

[Andrew B.]

I'm in the process of getting my real estate license in CT as I begin BRRRR investing in Jacksonville, FL. I'm looking to transition from my current full-time salaried position to becoming an agent full-time ideally within 6 months. I spoke with a great lender in my area yesterday and he confirmed concerns I had about loan eligibility during the transition.

Until I have 2 years of tax returns to show an average income as a real estate agent he stated I'll be ineligible for loans regardless of the amount of assets or cash reserves I have.  I can have a partner complete the refinance in their name then refinance the properties into my name at a later date, but I would like to avoid that if possible.

Does anyone have any ideas on how I could complete a refinance after the properties I acquire during that time are rehabbed and rented?