What is the % of seller-financed deals that ultimately fail?

[David de Luna]

I know that RTO buy rate is somewhere around 5%. Does anyone know the buy rate on seller-financed deals - the ones where I, the seller, seller-finance my houses, as opposed to RTO? Really, to me it's semantics. I hold the deed for the duration until the 5 year balloon, at the end of which I discover if they will buy, walk, or renew.

[Dion DePaoli]

@David de Luna

Where did you get the 5% RTO stat?

You have presumed terms of the deal that would affect the deal's outcome.

Sounds like lease option and forms of seller finance are being confused here.