Gift money for a new loan

[Justin Fingers]

I’m buying a house and the seller is willing to pay my 20% down payment. The loan company told me they can’t allow the seller to do that or gift me the money. I’m wandering what other options I have because I definitely need that money from the seller for the deal to make sense for me. The seller trusts me and is willing to be creative with me, however everything I’ve thought of gets shut down by the pre qualification specialist.