The goal of seller financing

[Asya Evans]

Is the ultimate goal of seller financing to refinance out? I’m assuming a seller won’t want to hold a 30 year mortgage and also the interest rate on a seller financed loan will be particularly high, correct?

[Derek Dombeck]

Incorrect. Every seller financing transaction is different. I just closed a house last week that the seller financed at 0% interest with $350 monthly payments with Zero down payment. Why??? This structure gave him the least amount of taxes to pay.
My point is that you should structure every deal on purpose so that both parties benefit and don't ever assume what a seller wants........ just ask them.