How to structure this deal?

[Mary Jay]

Hi guys, I am new to creative financing. Can you please be so kind and help me out? I was trying to buy a property  and the seller owes to the bank 35K in mortgage. I don't have the 35K to put down on it. I have about 10k to put down. The purchase price is 55 k... Seller does not want to do sellers financing because she owes 35K to the bank for mortgage. The property does need some updating, it needs new roof (10K) and new siding (5K)  How would you structure this deal? Thank you!