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Updated about 6 years ago on . Most recent reply

Arthur Fuller II's profile image
Arthur Fuller II's profile image
Arthur Fuller II
  • Real Estate Investor
  • from Los Angeles, California
  • Member since Sep 4, 2015
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112
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Arthur Fuller II's profile image
Arthur Fuller II's profile image
Arthur Fuller II
  • Real Estate Investor
  • from Los Angeles, California
  • Member since Sep 4, 2015
Connect
Arthur Fuller II
  • Real Estate Investor
  • Los Angeles, CA
31
Votes |
112
Posts
Creative Real Estate Financing

300k in equity and a Credit Score under 550. What are my options?

Arthur Fuller II
  • Real Estate Investor
  • Los Angeles, CA
Posted

I have 300k equity in my home and my credit score is 530. I cannot get a HELOC from a traditional bank - are there any other options for getting a line of credit with my equity. I want 50-100k and I do not want to re-fi (my current rate 3.75) and I don't want a higher monthly payment than I'm currently paying.

I want to use the equity I have as credit so when a have a possible deal I have cash to work with.

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