please help to figure out the best way to buy

[Mary Jay]

So I was trying to do a deal subject 2 in a lien theory state. The seller owes 35K on the mortgage, property value is 65k. And the seller wants 65K. So if I buy the property, then the seller will continue to pay the mortgage, the seller will give me the title, and I will pay to the seller monthly. Do I understand it correctly? I do not really like land contracts because the seller keeps the title. Is subject 2 the best way to go? Is there another way of buying the property (I do not like lease options)...

Thank you!