Advice on Banks With Low Down Payments on Investor Properties?

[Paul M.]

I am seeing a lot of articles out there talking about banks that offer loans on investment properties for less than 25%, in the ballpark of 20%. But I can't seem to actually find said banks. Does anybody have recommendations for banks that lend in NY that offer 20% or lower down payments on multifamily investment properties? The 25% plus the 6 months reserves required are killing me. Thanks, and I appreciate any input!

[Caleb Heimsoth]

If it’s non owner occupied and conventional financing it will likely be 25 percent minimum. Lowest I heard was 20 percent down for a duplex. That bank doesn’t do mortgages anymore though