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Updated over 14 years ago on . Most recent reply

Michael James's profile image
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Michael James
  • from Illinois
  • Member since Oct 17, 2010
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Michael James's profile image
Michael James's profile image
Michael James
  • from Illinois
  • Member since Oct 17, 2010
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Michael James
  • Illinois
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Creative Real Estate Financing

Bigger Loan?

Michael James
  • Illinois
Posted

Hey BP,

I was searching the forum and couldnt find a thread on it.
The question is can I get approved for a bigger loan on a house if I can rent it out?

Thanks

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Jason Wheeler
  • from Pleasant Hill, CA
  • Member since Jan 6, 2008
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Jason Wheeler's profile image
Jason Wheeler's profile image
Jason Wheeler
  • from Pleasant Hill, CA
  • Member since Jan 6, 2008
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Jason Wheeler
  • Pleasant Hill, CA
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Jason Wheeler
  • Pleasant Hill, CA
Replied

Rental income will only be considered if you can document it and if you have been receiving it for at least two years. Most conventional lenders only use 75% of the rents as income. These rules ban vary by state. What state are you in?

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